What affects the price of car insurance?
There are a number of factors that can affect the price that you pay for your car insurance, these include:
Your driving history includes things like accidents, claims or convictions and they all contribute to how much you pay for your insurance. If you've recently had an accident and made a claim, it's likely to affect how much you pay for your policy.
How old you are can also impact the cost of your policy. Older drivers are often seen as more experienced and less likely to have an accident, compared to young drivers who are seen as less experienced and more likely to be involved in an accident.
The type of car you drive will also impact your insurance cost. In this case, The larger and more expensive your car is, the higher the insurance is likely to be. This is because spare parts and repairs are more expensive. Check what insurance group your Audi is in.
Where you live also has an affect on your insurance price. If you live somewhere quiet in the countryside, your insurance is likely to be cheaper than someone who lives in a city where crime and theft is higher.
Your annual mileage will also tell your insurer how much time you spend on the road. According to a lot of insurance providers, if you're doing more miles, you're more likely to be involved in an accident. Our data shows that the average annual mileage for customers is 6,5002.
2Based on Confused.com data, October - December 2024.
How can I save on Audi car insurance?
How much you pay for car insurance for your Audi depends on a lot of factors mentioned above, but there are things you can do to help bring down the cost of your policy:
Pay annually for your policy
You'll end up paying less for your insurance. If you decide to pay monthly for your insurance, you could end up paying up to 20% more2. This is usually down to the interest that insurers charge.
Increase your voluntary excess
Increasing your voluntary excess could bring down the cost of your insurance. But be sure you set it to a limit you can afford to pay if you need to make a claim.
Build your no-claims bonus (NCB)
Each year that passes without you making a claim helps improve your no-claims bonus. This in turn means that your insurer will offer discounts for each year of no-claims that you have. Don't forget you can protect your NCB on your policy as well, so if you need to claim, it won't affect your NCB
Add a named driver
Adding a driver to your policy with a good NCB and no convictions can help reduce the cost of your policy.
Consider your level of cover
People often think that comprehensive insurance is going to be the most expensive, so they decide to go for third-party only to try and save money. This isn't the case, with comprehensive policies often coming in cheaper than third party policies.
Compare quotes and buy early
According to our data, the best time to buy your car insurance is 25 days2 before your renewal date.
2Based on Confused.com data, October - December 2023
What insurance can I get for my Audi?
When you buy car insurance, you can choose from 3 levels of cover which include:
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Page last reviewed: 06/02/2024
Reviewed by: Louise Thomas
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