Prove your experience
Proving your experience can help in lowering van insurance premiums. Some van insurance companies will apply discounts if you can show proof of driving other company vehicles.
Declare your No Claims Bonus
Some van insurance companies will mirror your No Claims Bonus from your car onto your van, although you should note that you are unable to transfer this bonus.
Protect your No Claims Bonus
You can apply to have a protected no claims bonus, so that if you have to make a claim, you do not lose your ‘no claims bonus’. Many insurance companies will offer ‘protected no claims bonus’ terms in their policies however, this will cost more but may be a worthwhile investment in the long run.
Tips when towing a trailer
Many van drivers have the need to tow trailers and machinery to allow jobs to be carried out in a concise and efficient manner. The most important thing to look at when towing a trailer is to check the weight of the trailer. It is important that you do not exceed the weight limits of the trailer as this is illegal and can result in penalty points and increased van insurance.
Most van insurance policies cover the use of trailers to transport materials and equipment although it is worth double checking this information with your insurer. It is recommended that drivers are competent in the act of towing a trailer due to the fact that towing a trailer can alter the control of a vehicle and increase the risk of accident resulting in higher van insurance premiums.
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