People with certain illnesses could qualify for higher annuity payments through impaired or enhanced annuities. Those with heart problems, diabetes, cancer or other ailments may qualify for these annuities.
Applicants will need to disclose their medical history to the annuity provider and await their decision. An annuity provider will then relate illness to life expectancy and determine what payments they can provide.
Even if you feel you are healthy it is worthwhile getting a quote for an enhanced annuity as where you live and your lifestyle could produce a higher quotation for you.