Enhanced annuity

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Confused Annuities is provided and administered by Just Retirement Solutions Limited.

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What's an enhanced annuity?

An enhanced annuity is a product you invest your pension into, specifically aimed towards people with medical conditions. You could invest your whole pot of pension money, or take out the tax-free lump sum (25% of your pot) first, and invest the remainder.

Some conditions are typically seen as a higher risk and may lead to a shorter life expectancy. These include:

  • High blood pressure
  • Heart attacks
  • Diabetes
  • Cancer

Because of this, the amount an annuity provider is likely to pay could be considerably more. Other less serious conditions like asthma, obesity and high cholesterol could also contribute to a greater annuity payout depending on their severity.

Enhanced annuities work very differently to life insurance. With life insurance, the higher risk you are, the more you're likely to pay each month, but with an enhanced annuity, you're likely to receive a larger payout as your health condition could mean you have fewer years in which to receive payments. They've been developed to help people with medical conditions get the most out of their pension pot, keeping it as fair as possible.

If you're not sure if this is the right sort of annuity for you, why not take a look at our guide on annuity types.

Comparing with Confused.com

If you're looking for somewhere to invest your pension fund, whether it's £2,000 or £500,000, we have a range of annuities to suit your needs. If you're still unsure which annuity could be right for you, why not:

  • Take a look at our helpful guides
  • Call one of our experts on 0800 1181 660 (Mon - Fri 9am - 8pm)
  • Download our guide to buying an annuity - Download file

Compare annuities from a range of market leading providers with Confused.com to see what great deals you could be getting.

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Compare annuities to maximise your retirement income

Confused Annuities is provided and administered by Just Retirement Solutions Limited. Just Retirement Solutions Limited. Registered office: Vale House, Roebuck Close, Bancroft Road, Reigate, Surrey RH2 7RU. Registered in England No. 05125701. Just Retirement Solutions Limited is authorised and regulated by the Financial Conduct Authority. Confused Annuities is a trading style of Confused.com, which is a trading name of Inspop.com. Registered office: Greyfriars House, Greyfriars Road, Cardiff, South Wales CF10 3AL. Registered in England and Wales as Inspop.com Limited Registered No. 03857130. Inspop.com is authorised and Regulated by the Financial Conduct Authority.