Make sure you are covered for any sports while on holiday

An important consideration when buying any insurance, but especially travel insurance, is not to take for granted that everything you imagine might be covered is covered. Go through the small print carefully, check the level of protection and make sure that any sports you intend to do while on holiday are covered by your travel insurance.

Insurance companies these days recognise the popularity of sporting activity on holiday; so many policies will include some degree of cover. However, the market is competitive, different policies have varying levels of cover and different schemes include different sports. It is essential, therefore, that you make quite certain that your intended sport is included in the holiday insurance you buy.

It is especially important to check that you are covered in your planned activities include the so-called "extreme" or adventure sports, like white water rafting, scuba diving or bungee jumping. For skiing and winter sports holidays, you will, of course, need travel insurance which specifically includes cover for these activities.